KONTAN.CO.ID - JAKARTA. Indonesia’s leading mutual fund investment app, Bibit.id, introduces the Bibit Bisnis feature for companies and business owners, including start-up founders. Bibit CEO, Sigit Kouwagam, explained that one of the problems faced by business owners is that their idle funds are yet to be optimally managed.

“When our company's assets continue to grow, we are often unsure how to optimize the idle cash. On the other hand, we don't want to put our company's money at risk,” said Sigit In a press release, Thursday (26/1).

The Bibit Bisnis feature is now introduced to help companies optimize their surplus funds through investment in quality mutual fund products from a variety of the best Investment Managers in Indonesia. By investing in mutual funds, companies can receive up to 3-7% annual return from their idle cash.

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If there are any emergency need of funds for business activities or so, the investment can be withdrawn at any time without penalty. This can also be done without any minimum placement funds as well as transaction or administration fees.

“The Bibit Bisnis feature can be utilized by business owners to maximize return, while maintaining liquidity and risk of their company funds. We hope that this feature could help companies diversify their investments in mutual fund instruments,” said Sigit.

More than just offering quality investment products, this feature is designed to help users invest in an easy, safe, and seamless manner.

In terms of convenience, Bibit users who currently have personal accounts are able to use the Bibit Bisnis feature on the same app with just one toggle click to switch to their business account. This feature makes it easier for users to monitor their personal and business investment portfolios in real-time.

In addition, there is also the Multi Level Access feature that allows business owners to manage the individuals who has access to the investment portfolio. The roles of these individuals with access to the investment portfolio are categorized into four categories such as Owner, Super Admin, Checker, and Maker, which can be adjusted to the company’s requirement and entails different authorities for each of them.

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In terms of security, users need not to worry as their funds are stored independently at a Custodian Bank registered at the Indonesian Central Securities Depository (KSEI). As a platform that is licensed and supervised by the Financial Services Authority (OJK), Bibit applies a multi-layered security system and ensures that investments can only be disbursed to a bank account on behalf of the company.

In terms of convenience, users who are already familiar with Bibit app can easily use the Bibit Bisnis feature. With a simple and user-friendly design, business owners can invest directly through their smartphones. “Learning from large companies who have professional teams to invest their idle cash effectively, now any business owner can do the same with the Bibit Bisnis feature,” Sigit concluded