KONTAN.CO.ID - JAKARTA. Deposito perbankan masih mengundang minat meski bunga deposito makin turun. Berdasarkan data penawaran bunga deposito perbankan yang dihimpun Pusat Informasi Pasar Uang (PIPU) Bank Indonesia per Senin, 25 Januari 2021, bunga deposito tertinggi di bank cuma 5,13%. Beberapa bank besar juga sudah memangkas bunga deposito. Terbaru Bank Mandiri yang menurunkan bunga deposito dari 3,63% menjadi 3,25%. Bunga deposito BRI juga turun dari 3,5% menjadi 3,38%. Untuk bunga deposito tenor 1 bulan, Bank Mayora paling tinggi penawarannya yakni 4,75%. Diikuti Bank Bukopin dengan bunga 4,5%.
| Bank | 1 Bulan | 3 Bulan | 6 Bulan | 12 Bulan |
|---|---|---|---|---|
| BANK BUKOPIN | 4,50% | 4,63% | 4,88% | 5,13% |
| BANK MAYORA | 4,75% | 5,00% | 4,75% | 4,75% |
| BANK COMMONWEALTH | 4,00% | 4,13% | 3,88% | 4,63% |
| STANDARD CHARTERED BANK | 3,62% | 4,00% | 4,13% | 4,25% |
| BANK DANAMON INDONESIA | 4,00% | 4,00% | 4,00% | 4,00% |
| BANK TABUNGAN NEGARA | 3,88% | 3,88% | 4,00% | 4,00% |
| J TRUST BANK * | 3,75% | 4,00% | 4,00% | 4,00% |
| BANK DBS INDONESIA | 3,00% | 3,45% | 3,35% | 3,98% |
| BANK ICBC INDONESIA | 3,88% | 3,75% | 3,88% | 3,75% |
| BANK UOB INDONESIA | 3,38% | 3,63% | 3,45% | 3,75% |
| BANK OCBC NISP | 2,95% | 3,38% | 3,78% | 3,70% |
| BANK MAYBANK INDONESIA | 3,63% | 3,75% | 3,63% | 3,58% |
| BANK PERMATA | 3,50% | 3,38% | 3,50% | 3,50% |
| BANK RAKYAT INDONESIA | 3,38% | 3,38% | 3,38% | 3,38% |
| BANK MANDIRI | 3,25% | 3,25% | 3,25% | 3,25% |
| BANK NEGARA INDONESIA 1946 | 3,25% | 3,25% | 3,25% | 3,25% |
| BANK PANIN INDONESIA | 3,30% | 3,33% | 3,38% | 3,25% |
| BANK CIMB NIAGA | 3,00% | 3,08% | 3,18% | 3,20% |
| BANK CENTRAL ASIA T | 3,00% | 3,00% | 3,00% | 3,00% |
| CITIBANK | 1,88% | 3,13% | 3,29% | 2,75% |
| BANK HSBC INDONESIA | 3,75% | 3,75% | 4,00% | 2,75% |
| BANK MEGA | 2,88% | 2,88% | 2,75% | 2,75% |
| BANK ANZ INDONESIA | 3,65% | 2,21% | 2,33% | 2,45% |
| DEUTSCHE BANK AG | 1,79% | 1,92% | 2,02% | 2,12% |