KONTAN.CO.ID - JAKARTA. Amid the increasing emergence of new players, existing digital banks in Indonesia continue to strive to optimize their ecosystem to boost performance. Understandably, the ecosystem is one of the keys for digital banks to be able to compete in an increasingly tight industry. Take PT Allo Bank Indonesia Tbk (BBHI) for example. As one of CT Corp's entities, Allo Bank optimizes the parent and other shareholder ecosystems such as the Salim group. "From the beginning, we have been running with the ecosystem owned by Allo so we can share revenue and cost," said Aviliani, Commissioner of Allo Bank. According to her, without an ecosystem, digital banks will find it difficult to distribute their loans. "Because with an ecosystem, we can know SLIK data and what the customer's buying patterns are, then it will be distributed through paylater," added Aviliani.
Indonesian Digital Banks Boost Credit Through Business Ecosystem
KONTAN.CO.ID - JAKARTA. Amid the increasing emergence of new players, existing digital banks in Indonesia continue to strive to optimize their ecosystem to boost performance. Understandably, the ecosystem is one of the keys for digital banks to be able to compete in an increasingly tight industry. Take PT Allo Bank Indonesia Tbk (BBHI) for example. As one of CT Corp's entities, Allo Bank optimizes the parent and other shareholder ecosystems such as the Salim group. "From the beginning, we have been running with the ecosystem owned by Allo so we can share revenue and cost," said Aviliani, Commissioner of Allo Bank. According to her, without an ecosystem, digital banks will find it difficult to distribute their loans. "Because with an ecosystem, we can know SLIK data and what the customer's buying patterns are, then it will be distributed through paylater," added Aviliani.