JAKARTA. Aside of the non-performing loan (NPL), domestic banking sector is overshadowed by the tightening liquidity in the next year. The tightening loan to deposit ratio (LDR) of the domestic banks have indicated the tightening liquidity. The latest data from Financial Service Authority (FSA) show that the Commercial Banks Group of Business Activities (BUKU) III suffered the most of other banks from the tightening liquidity. As of September 2016, the LDR of BUKU III hit the level of 97.59%, much higher than the safe limit set by FSA that is 92%. As comparison, the LDTR of banking industry stood at the level of 91.71%. Meanwhile, the LDR of BUKU IV, BUKU I, and BUKU II were 86.61%, 81.59%, and 92.49%, respectively.
Middle bank liquidity tightens
JAKARTA. Aside of the non-performing loan (NPL), domestic banking sector is overshadowed by the tightening liquidity in the next year. The tightening loan to deposit ratio (LDR) of the domestic banks have indicated the tightening liquidity. The latest data from Financial Service Authority (FSA) show that the Commercial Banks Group of Business Activities (BUKU) III suffered the most of other banks from the tightening liquidity. As of September 2016, the LDR of BUKU III hit the level of 97.59%, much higher than the safe limit set by FSA that is 92%. As comparison, the LDTR of banking industry stood at the level of 91.71%. Meanwhile, the LDR of BUKU IV, BUKU I, and BUKU II were 86.61%, 81.59%, and 92.49%, respectively.