KONTAN.CO.ID - JAKARTA. PT Bank IBK Indonesia Tbk (AGRS) managed to record a brilliant profit performance throughout 2023, with a net profit of IDR 187 billion, growing by 80% year on year (yoy) from last year's net profit of IDR 103 billion.

IBK Bank Director Lee Dae Sung stated that this achievement is in line with the continuously recovering Indonesian economy, where IBK Bank managed to record a positive performance.

“This is reflected in the rapid growth of assets to IDR 19.4 trillion or growing threefold since the Company was first established in 2019,” he said when met in Jakarta, on Tuesday (13/2).

Lee Daes Sung detailed, that amid macroeconomic challenges, IBK Bank was able to increase credit disbursement by 16.5% year on year (YoY) to IDR 9.4 trillion compared to the previous year of IDR 8.1 trillion. 

Baca Juga: BBRI Share Price All Time High, Market Capitalization Breaks Rp 913 Trillion

The credit growth was also supported by the Non-Performing Loan (NPL Gross) ratio which is still very well maintained at the level of 1.48% and a net NPL of 0.95%. 

From the liability side, Third Party Funds (DPK) also increased by 6.13% to IDR 8.9 trillion compared to the previous year of IDR 8.4 trillion. 

On the other hand, to meet customer transaction needs, the Company has also launched various digital systems and services such as credit rating system development and credit analysis, e-wallet top-up (OVO, Gopay, Link Aja, Shopee, & Dana), bulk transfer, and online L/C opening. 

In facing various future challenges, the Company will continue to prioritize solid fundamentals to face the economy in 2024.

Editor: Syamsul Azhar